Member Terms
This website and all information contained therein is intended for authorized members only and may not be disseminated to anyone else without express written prior consent of, Payments Plus, Inc. or its/their duly authorized agents.By visiting and viewing the content on the members only web pages, you agree to enter into a trust relationship whereby the content of the pages are the private “res” or trust asset, you, the member, are the beneficiary, and is a co-trustee. You agree to this trust relationship and that you agree and admit that you are viewing the content on this website for academic, informational, and educational purposes only.The member’s only trust res is private, and not to be construed or relied upon as being legal advice. This information is not a substitute for legal advice and/or guidance by a lawyer admitted to practice law. This private trust res is to be used at your own risk without liability to Todd Wetzelberger,, Payments Plus, Inc., and/or its agents, affiliates, principals or assigns. By accessing or reviewing this private trust res, you understand, with agreement, that with all rights reserved without prejudice, Todd Wetzelberger is not an attorney admitted to practice law in the state of Maryland or any other state; has not given legal advice or accepted fees for legal advice; provided no assistance, advising or guidance of any kind for use by non-attorneys or unrepresented parties in the preparation or use of the herein referenced trust res, has no interest in any issue referenced therein; and is not a party to this or any action arising from, and is only acting in an authorized capacity as liaison in communication between the parties. By accessing, viewing, and acknowledging receipt of the private trust res, you agree that you are not a client of Todd Wetzelbergers,, Payments Plus, Inc., its agents, affiliates, principals, and/or assigns. The agreement is incomplete and void without this notice being attached by reference, and a breach of this agreement. Upon breach of this agreement the breaching party becomes liable for commercial damages of one hundred million dollars or more, per occurrence, or imperative per the discretion of Todd Wetzelberger,, Payments Plus, Inc., its agents, affiliates, principals and/or assigns.The mission of is to make every effort to assist you in protecting yourself from unscrupulous bank agents. We cannot guarantee that this website will never be infiltrated by those with malicious intent, rather we will use every available effort to prevent it and abort unlawful use as quickly as possible.Please report suspected violations to us immediately


If you are affiliated with a bank, purported lender, [loan] servicer, a banking attorney, debt collector, debt collection attorney, substitute trustee service, title company, MERS CORP or MERS, Inc., a REMIC, FASIT, venture capital firm, hedge fund, or investment firm, or are any of their agents, affiliates, nominee(s) or assigns, you are not permitted to register. All attempts at fraudulent registration will be prosecuted. The terms of this section shall be immediately effective against any member who joins and subsequently becomes affiliated with any of the above entities for the purpose of subverting these provisions.

Fraudulent Applications: Any attempt to fabricate your identity or business affiliations when submitting an application for membership is fraudulent and legal action will be taken against you up to and including vigorous criminal prosecution.

Important: I agree to pay the amount agreed and not to cancel this transaction with my bank or Credit Card Company. I will contact by emailing to resolve any problem with my order. I understand that may initiate a collection and submit a negative report to Consumer Credit Reporting agencies. Credit Card Fraud and check fraud is a criminal offense in any country. I UNDERSTAND THAT THE PROGRAM IS NOT JUST A SOFTWARE PACKAGE AND THAT NOT LOGGING INTO THE SOFTWARE DOES NOT VOID ANY PART OF THE AGREEMENTS.
Universal Terms for Software, Products and Services (herein referred to as “Products”) below…
This Agreement (“Agreement”) is by and between, Payments Plus, Inc., and/or its subsidiaries and agents (“”) and You, Your heirs, agents, successors and assigns (“You”), and is made effective as of the date of electronic execution of the Order Form by clicking on the “Submit” button. This Agreement sets forth the terms and conditions of your use of software (“Software”), Products (“Products”) and services (“Services”) and explains the obligation of as co-trustee to you, and your obligations to in relation to the Software, Products and Services You access as beneficiary.
This Agreement as well as any additional policies, together with all modifications thereto, constitute the complete and exclusive agreement between you and concerning your use of information as trust res, and supersede and govern all prior proposals, agreements, and/or other communications. All policies and agreements specific to particular trust res are incorporated herein and made part of this Agreement by reference. By accepting and consuming trust res from, You acknowledge that You have read, understood, and agree to be bound by all terms and conditions of this Agreement and any other policies or agreements made part of this Agreement by reference, as well as any new, different or additional terms, conditions or policies which may establish from time to time, and any agreements that is currently bound by or will be bound by in the future. You may view the latest version of this Agreement online.
In addition to transactions entered into by you on your behalf, you also agree to be bound by the terms of this Agreement for transactions entered into on your behalf by anyone acting as Your Agent, and transactions entered into by anyone who uses the account you’ve established with, whether or not the transactions were in your behalf.

Liquidated Damages: You understand and agree that because damages are often difficult to quantify, if, Payments Plus, Inc., it’s agents, principals, affiliates or assigns, is required to pursue legal action against You to enforce these Terms of Use, you will be liable to pay, Payments Plus, Inc., it’s agents, principals, affiliates or assigns the following amounts as liquidated damages, which you accept as reasonable damages for the following breaches of these Terms of Use:

If you attempt to join and submit a fraudulent registration in an attempt to circumvent the eligibility requirements set forth above, you agree that the reasonable damages for such a breach is $1,000,000.00, payable in gold coin, for a violation of any portion of the Section captioned “Eligibility Requirements” reserves the right in its sole discretion to ban any person or business from using this website.



Lawfully Binding Contract: This agreement is a lawfully binding contract. Your use of this website(s) in any way constitutes your agreement to all of the terms contained herein. If you do not agree to abide by all of the terms contained herein you must immediately stop using our service and accessing our website(s).

Modifications to the Terms of Use: The Terms of Use shall change from time to time without further notice. reserves the right at our sole discretion to change, modify, add, or delete portions of the Terms of Use at any time. Such changes shall become effective immediately upon posting. If you use our service or our website(s) after any such changes to the Terms of Use are posted, it means you have accepted all changes to the Terms of Use. It is your responsibility to review the Terms of Use every time you use our service or visit our website.

No Promise of Any Benefit: makes no guarantee, promise or warranty of any kind that any Members will benefit in any way from using our services. If the educational material is used as directed and you are unsuccessful there is a money back guarantee. However, does not guarantee that any Member of will benefit in any way from the information and ideas presented. Thus, all users of the private member area of website(s) assumes the risk that they will not benefit in any way from the information presented.

Use of the Ultimate Credit Card Debt Elimination System at Your Own Risk: Users who engage in business or social dealings with other users do so at their own risk. We highly recommend for safety reasons that users be very careful, engage in due diligence and use an abundance of common sense before meeting or dealing with other users. You acknowledge that identities of other users may be concocted.

No Liability For Reliance on Information From Website(s): You agree that your use and consumption of any information from the private members area of the website(s) is done at your own risk. You agree that you will not hold, Payments Plus, Inc., Todd Wetzelberger, and its agents, affiliates, principals, successors, assigns or any member liable for any injury or damage that might result from your reliance on any information you use and consume from the website(s).

No Warranty of Any Kind: does not warrant or make any representations about the suitability of the services, information, or software contained on the private side of our website(s) for any purpose. Our service is provided “as is” or “as available” without warranty of any kind. We specifically disclaim any warranty of title, non-infringement, merchantability and fitness of use. We do not promise, warrant or guarantee that our service and/or information will yield any type of result.


We’re so confident in this time tested process with a proven track record of success that the membership in represents excellent value in education and administrative application to eliminate your supposed debt that we offer a double refund policy. We guarantee after you complete the process, and apply the training and documents, that you will succeed in defaulting the alleged “creditor”.

If within 120 days of your paid in full membership you don’t succeed in defaulting the purported bona fide “creditor”, prove that the alleged “creditor” actually loaned you “money” or “credit”, or extended you a thing of value; and eliminated the card balance…

Simply let us know by email and we will refund you DOUBLE WHAT YOU PAID.

Limitation of Liability: Under no circumstances, including negligence, will, Payments Plus, Inc., Todd Wetzelberger, its agents, affiliates, principals, and/or assigns be liable for any damages of any type including but not limited to direct, indirect, incidental, special, exemplary, or consequential damages, loss of revenues, goodwill or lost profits, personal injury, advertising injury, or property damage that may result from the use of our service or information or the inability to use our service or information. Member warrants that he or she waives any and all claims, actions or causes against, Payments Plus, Inc., Todd Wetzelberger, its agents, affiliates, principals, successors, and/or assigns.

Indemnity: Members hereby agree at his or her own expense, to indemnify, defend and hold, Payments Plus, Inc., Todd Wetzelberger, its agents, affiliates, principals, successors, and/or assigns harmless from and against any loss, cost, damages, liability, or expense arising out of or relating to (1) a third-party claim, action or allegation of infringement or injury based on information, data, files or other content on the private side of our site(s); (2) any fraud, manipulation, or other breach of this Agreement by a User.

No Guarantee re: Accessibility to Site: does not guarantee continuous, uninterrupted or secure access to our website(s) or services. Operation of our website(s) may be interfered with and interrupted by numerous factors within or outside of our control. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES OF ANY TYPE INCLUDING BUT NOT LIMITED TO LOST PROFITS, DIRECT, INDIRECT, SPECIAL, GENERAL, INCIDENTAL, CONSEQUENTIAL AND PUNITIVE DAMAGES THAT ARISE OUT OF OR IS IN ANY WAY CONNECTED WITH ANY INTERRUPTION IN SERVICE.

No Responsibility for Content Posted on Our Website(s): is not and cannot be responsible for member generated content on our website(s). Users agree that all content including information, data, text, photos, music, graphics, video and other materials whether publicly posted or privately transmitted is the sole responsibility of the party from which such content originated. As such, users understand and accept that by using this service they may be exposed to content that is false, offensive, inaccurate, indecent or objectionable. We make no warranty as to the accuracy of Member generated content and expressly disclaim any and all liability for any claims of damage that may arise from the posting or transmission of content. Users specifically agree that shall not be liable for any content posted on or communicated through our website(s). Members assume and bear all the risk of using any Member generated content posted on our site(s) in the event such content turns out to be inaccurate, misleading or injurious.

Right to Remove: reserves the right not to post or to remove any content posted on our website(s) without notice and without liability to us. We are under no obligation to remove any content and we do so at our sole discretion. Members release us from any and all claims that may result from such removal. If we are made aware of comments that are potentially (1) libelous, scandalous, defamatory, offensive or otherwise unacceptable, undesirable, or objectionable, or (2) a violation of any law, regulation, or rights of a third party, including, but not limited to, rights under the copyright law and prohibitions on libel, slander and invasion of privacy, then we may, at our sole discretion, investigate the charge and determine whether removal of the content is warranted.

No Attorney Client Relationship Established: You agree that no attorney client relationship is ever established simply by your using the information available through the private website(s) of

Disclaimers: is never involved in any personal or business transaction between Members, or between members and any subsequent member/attorney relationship as a result of our website(s). As a result, we have no control over the quality, performance, timing, safety and legality of said transaction. has no control over the truth or accuracy of the content posted by our Members. Members should never rely exclusively on the content posted by other Members or and should always independently verify all such information.

Members are strongly advised to authenticate the identity of other users using traditional offline methods such as the Better Business Bureau, local professional organizations, references, licensing bureaus, credit reports, etc.


Posting Policies: Software files, images, text or other information transmitted, posted, linked or uploaded on or through our website(s) must not be abusive, defamatory, obscene, fraudulent, or in violation of applicable laws. We do not permit linking to adult or x-rated websites.

Prohibited Conduct: You are responsible and liable for all of your activities and listings on our website(s). The following conduct is not permitted:

1) You are not permitted to advertise, promote or market a commercial website(s) aimed at the membership that competes with without our express written permission.

2) The transmission or posting of content that is defamatory, harmful, threatening, harassing, abusive, racially offensive, vulgar, sexually explicit, pornographic or obscene.

3) The transmission or posting of unsolicited or unauthorized advertising, promotional materials, direct marketing pieces, junk mail, junk advertising, spam, chain letters, pyramid schemes, or any other form of solicitations not authorized by us.

4) The transmission of materials that contain viruses, or any type of computer codes designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment.

5) The posting of content that is illegal, infringes on the intellectual property of another or in any way encourages or solicits illegal activity.

6) The posting of pornographic or x-rated material. Linking to adult websites. Offering prostitution services.

7) Impersonating any person or entity or misrepresenting your affiliation with another person or entity.

8) Harvesting email addresses. Using to email our users to market or advertise anything unrelated to the user’s listing.

9) Disrupting the flow of content or discussion by repeatedly posting the same content over and over.

10) Harassing other users via email or listings. Unsolicited “spam” messages unless expressly authorized by the recipient.

11) Using for direct marketing or other sales contacts outside our service.

12) Manipulating the content of another user.

13) Forging headers or otherwise manipulating identifiers in order to disguise the origin of any content transmitted through our site(s).

14) Using an automated devise, program, algorithm or bot program to create or respond to request, or to otherwise extract information from our website(s).

15) Interfering with or disrupting our service(s) or the servers or networks connected to our service(s).

16) Usernames or listings that contain obscene words, derogatory or racist remarks, or references to sexual acts or sexual anatomy.

17) Harvesting content from site for use on another website(s).

18) Promoting, or attempting to affiliate any of our website(s) with, any political party, political group or movement as well as any religious organization in any way.

Violation of any of the above can result in the immediate termination of Member’s privileges without notice.

Termination of Access: may terminate your access to our website(s) and service at any time for any reason. Once your access is terminated, you cannot engage in the service in any manner or for any reason without the express written consent of

Junk or Fraudulent Advertising: reserves the right to require a name, physical address and legitimate telephone number and email address from any Members as a condition precedent for posting content on our site(s).


Ownership: and Todd Wetzelberger retains ownership of all right, title and interest in and to our website(s), our services and all content on our site. Members retains ownership of content he or she posts on our site. Members do not transfer ownership or copyrights by posting content on our site. Members shall not reproduce, duplicate, copy, sell, resell or exploit for any commercial purpose our services and/or content or access to our services and content. Members shall not reverse engineer, decompile, or otherwise attempt to derive source code from any software accessible or available through our services.

Members Content: By submitting, posting, uploading or sending any content to our website(s), Members grant and Todd Wetzelberger a royalty-free, perpetual, irrevocable, non-exclusive and fully sub-licensable right and worldwide license to use such content on website(s).

Members also warrant that the holder of any intellectual property or other proprietary rights in that information have been licensed, waived or assigned to the extent necessary to grant the license from Members to us.

Copyright and Trademark: Other than as specifically excluded herein, the content, organization, gathering, compilation, magnetic translation, digital conversion and other matters related to the website(s) are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights, and, any copying, redistribution, or publication of any such content or any part of the Site(s) is prohibited. All contents of this website are: Copyright 2010 – 2012, and Ultimate Credit Card Debt Elimination System.

Intellectual Property Rights of Others: By transmitting, posting, linking or uploading content to our website(s) or through our website(s), users represent and warrant that the content does not infringe upon the copyright or any other statutory or common-law intellectual property rights (including, but not limited to, trademark, service mark, and trade name rights), proprietary rights (including, but not limited to, trade secrets), or rights of privacy or publicity of any third party.

Digital Millennium Copyright Act: If you believe that your copyright has been violated in any way, please provide us with the following information:

1. An electronic or physical signature of the owner of the copyright or of the person authorized to act on behalf of the owner of the copyright interest.

2. A description of the copyrighted work that you claim has been infringed in addition to the URL(s) (i.e., Internet address) or other specific location on the Service where the material that you claim is infringing is located, including enough information to allow us to locate the material and why you believe an infringement has taken place.

3. A description of the location where the original or an authorized copy of the copyrighted work exists, for example the URL (i.e., Internet address) where it is posted or the name of the book in which it has been published.

4. Your address, telephone number, and e-mail address.

5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.

6. A statement by you made under penalty of perjury that the information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.

Our Copyright Agent for Notice of Claims of Copyright Infringement can be reached as follows:

Copyright Agent: Todd Wetzelberger


Modification of Site(s): reserves the right in our sole discretion to improve, modify or remove any information or content appearing on the website. We may discontinue or revise any or all aspects of the website(s) at our sole discretion and without prior notice.

Modification of Terms of Use: We reserve the right to change the terms, conditions, and notices under which this website(s) is offered at any time. Modification of this contract will be deemed effective upon publication on the website with respect to any user’s actions, communications or transactions occurring after said date. It is the user’s responsibility to check the Terms of Use each time our service or website(s) is used.

Termination: We reserve the right to terminate any Members for any reason, including without limitation to whenever a Member breaches any of the terms or conditions of this Agreement. We may, at our sole discretion, suspend provision of services (including access) or terminate this Agreement. Whether or not a breach results in suspension or termination depends on several factors, including but not limited to the severity of the breach, the potential harm to other users or to us or the integrity of our site, and whether or not the breach is repeated or cured. Termination may be affected without any prior notice. Members agree that no liability shall arise from any termination, and expressly waives any and all claims or causes of action arising out of Termination from Membership.


Entire Agreement: This Terms of Service Agreement constitutes the entire agreement between the Members and with respect to our services and supersedes all prior agreements between Members and us. In the event that a portion of this Agreement is held unenforceable, the unenforceable portion will be construed in accordance with applicable law as nearly as possible to reflect the original intentions of the parties, and the remainder of the provisions will remain in full force and effect. Waiver by either party of a breach of any provision of this Agreement or the failure by either party to exercise any right hereunder shall not operate or be construed as a waiver of any subsequent breach of that right or as a waiver of any other right.

Governing Law: The laws of equity of the United States of America and the State of Maryland (excluding its choice of law rules) will govern interpretation and enforcement of this Agreement. Member hereby consents to personal jurisdiction in the federal and state courts of Maryland for any action arising out of or relating to use of this website. The federal and state courts of Maryland will have exclusive jurisdiction over all such actions.



You Are Not Authorized To Register…

If you are affiliated with a bank, purported lender, [loan] servicer, a banking attorney, debt collector, debt collection attorney, substitute trustee service, title company, MERS CORP or MERS, Inc., a REMIC, FASIT, venture capital firm, hedge fund, or investment firm, or are any of their agents, affiliates, nominee(s) or assigns, who is dedicated to foreclosure and title fraud, false credit card claims, or the unlawful use of process to deprive people of real property, personal property, tangible and intangible property, you are not permitted to register. Our unique, proprietary software systems allow us to track this information which includes provision of false information. Violators will be aggressively prosecuted to the fullest extent of civil and criminal law.

Thank you for your understanding.